Dave - Banking & Cash Advance

Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.

Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

GET $500 IN 5 MINUTES OR LESS

Remove extra stress with an ExtraCashTM advance. You could get up to $500 as soon as you download Dave, link a bank account, and transfer it to your Dave Spending account. There’s no credit check or interest (1). There’s also no late fees if you can’t make a payment on time.

For more information, please visit dave.com/extra-cash-account

SPEND YOUR ADVANCE INSTANTLY 

Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).

GET PAID UP TO 2 DAYS EARLY

With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.

REWARD YOURSELF WITH CASH BACK

Score up to 15% cash back when you use the Dave Debit Mastercard®  at select partners(4). There are hundreds of ways to earn.

SAVE EFFORTLESSLY

A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

FIND YOUR SIDE HUSTLE

Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. 

OUR MEMBERSHIP FEE

There’s a $1 monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly. 

Disclosures related to the Dave app

1Based on internal data as of March 30, 2023 for users who had connected an external bank account and transferred an advance to their Dave Spending Account. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 2024, the average approval amount for disbursed advances is $160 in the trailing six months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for more details.

2Express delivery fees apply to instant transfers. 

3Early access to direct deposit funds depends on timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

4Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc., in partnership with Figg. For full terms, see Dave Terms of Use.

General Terms

For a complete list of terms and fees for the ExtraCash™ account see the ExtraCash™ Account Agreement (https://dave.com/extra-cash), for the Dave Spending account see the Deposit Account Agreement (https://dave.com/deposit-agreement), and for the Goals account see the see the Goals Account Agreement (https://dave.com/deposit-agreement).

Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

Physical address: 1265 S Cochran Ave, Los Angeles, CA